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Plot Loans :-

Refin provides Plot Loans to Citizen Indians to allow the immediate purchase/resale purchase/refinance(balance transfer) of a plot for the development of personal or non-residential property.

Plot Loan Eligibility Amount (Includes Stamp duty and Registration fees)

You can get a Plot loan of up to 75% of the Immediate Allowance Correspondence / Authorized selling action value + seal responsibility + Signing up Fee or 75% of market value, whatever is reduced.

  • Get a greater Plot loan from DHFL by such as an making co-applicant.
  • The real plot loan is identified taking into various account aspects such as
  • Pay back capacity
  • Age of the Plot Loan applicant
  • Academic qualifications
  • Balance and a continual of income
  • Quantity of dependants
  • Co-applicant's income
  • Assets
  • Saving routines, and more

Maximum Tenure of Plot Loan / Land Loan:
You can acquire Plot Loan / Land Loan with period up to 20 decades. The term however does not increase beyond the retirement age or 60 decades whatever is earlier (65 decades for self employed individuals).

Interest Rate: On your Plot Loan / Land Loan
We offer one of the most competitive prices in the marketplace. The Attention amount applicable is depending on the Refin's Retail Prime Lending Rate (RPLR) which varies from time to time depending on the money industry conditions.To know more about our Attention levels, plea`e fill in along side form and our DHFL team will get in touch with you soon.

Processing Fees: on your Plot Loan / Land Loan
This is billed as the fee towards processing your Plot application for the loan. In case of paid individuals (SAL) it is 1% of the loan, whereas for Self - employed Experts / Non Experts (SEP / SENP) it is billed at 1.5% of the loan, plus Service Tax and Cess as applicable.

Simple Repayments
You have 2 choices for pay back of the loan depending on the EMIs payable:
a) Through ECS (Electronic Cleaning Service) depending on status guidelines to your bank
b) PDCs (Post Old Cheques) attracted on your Savings/Salary account

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