This product offers an current citizen Native indian client a loan against the home loan of the current residence. It helps in encashing the investment in a house without having to get rid of it off to invest in various needs related to Higher Education and learning, Purchase of Furniture, Business Specifications, etc. Max top up loan can be comparative to the home loan loan already approved topic to an higher cap of Rs 25 lacs. This is further topic to an overall cap of 70% of the market value of the home loan residence as evaluated by Refin

Top up loans can be given after 1 to 2 years [based on our discretion], of the ultimate payment of the current loan or upon possession/completion of the current funded residence.

Accessibility your Top-Up Loan as and when you need to fulfill your individual specifications (other than for risky purposes). Benefit from some additional resources against the security of your residence. Accessibility this loan for various individual specifications based on the residence value.

How beneficial is a Top-Up Loan from Refin

• Provide your home
• Buy customer durables
• Kid's education expenses
• Little girl's marriage
• Family members holiday
• Buy a new vehicle

If the topup loan is being granted on a self-occupied property, the Interest Rate on the Topup loan shall be as per the mortgage loan slabs considering the mortgage loan outstanding and the topup loan as the composite loan.